By webadmin, 14 July, 2023

It’s the right time to invest in property in Saudi Arabia.

 

BIDAYA’s Commercial Financing makes growing your investment easy and hassle-free.

How It Works:

Once you submit your request for financing through our digital platform, one of our specialists will contact you, follow up on the application stages, and guide you through uploading the required documents on the platform until financing is approved and you receive your commercial property.

Product Benefits

Ready Commercial Property

Commercial Land

Commercial buy & lease back
  • Finance up to 75% of the asset's value
  • Funding up to SAR 25 million
  • Funding up to 25 years
  • Competitive Profit Margin
  • Islamic Shari 'a-compliant insurance covering the amount of financing in case of death or disability.
  • Ready commercial property insurance against fire risk and natural disasters throughout the financing period.
  • Terms and conditions apply
  • Finance up to 75% of the asset's value
  • Funding up to SAR 25 million
  • Funding up to 20 years
  • Competitive Profit Margin
  • Islamic Shari 'a-compliant insurance covering the amount of financing in case of death or disability.
  • Terms and conditions apply
  • Financing up to 70% for ready commercial property and 65% for land.
  • Financing up to 25 million ready commercial lands.
  • Financing up to 20 years for ready commercial property and for land.
  • Competitive Profit Margin
  • Islamic Shari 'a-compliant insurance covering the amount of financing in case of death or disability.
  • Ready commercial property insurance against fire risk and natural disasters throughout the financing period.
  • Terms and conditions apply
Image (banner)
COMMERCIAL PRODUCT
Mobile image (banner)
COMMERCIAL PRODUCT
Sub title
Find out more about the Commercial Product
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COMMERCIAL PRODUCT
Thumbnail mobile image
COMMERCIAL PRODUCT
Product Type
Retail
Weight
6
Eligibility
  • Minimum Work Experience 3 months
  • Minimum Finance Period 5 Years
  • Maximum Finance Period 25 Years
  • Minimum Finance Amount SAR 100,000
  • Maximum Finance Amount SAR 25,000,000
  • Property Age Maximum 45 years at Maturity
  • The administrative fees is 1% of the financing amount or 5000, whichever is lower

Bidaya Calculators

This Assessment of Eligibility does not constitute and Offer, Financing Approval or Commitment by Bidaya Finance to the applicant. Price declaration examples and calculator results are used for demonstration purposes. Prices may vary for some customers depending on related factors such as credit record etc.

  • The maximum finance amount for first home buyers is 90% of the property’s value.
  • For second home buyers and above, the maximum finance amount is 85% of the property’s value.
  • For DPG beneficiaries, the maximum finance amount is equivalent of 95% of the property’s value.
  • In the case of (Early Settlement), the total early settlement amount reflects the profits of the first 3 months after the end of the second year based on the contract’s start date (months 25,26,27).
  • Prices are reviewed on a monthly bases (last update was on March,2024).
  • The Installment/Rental Installment consists of (Principle + Profit).
Attachments
Product Prices Examples June 2023_2_1.pdf (102.33 KB)

Product Example

Attachments
Click Here For Products Prices Examples ( 8/2023 ) (440.96 KB)